SBA: Projecting Cash Flow - Best Practices and Evaluation Techniques

OVERVIEW This financial management course will help attendees recognize the risks of failing to thoroughly vet the information received from a business loan applicant that project future revenues, profits and cash flows. WHY SHOULD YOU ATTEND Attendees will learn to track cash through a business operation, dissect the cash cycle of the operation and comply with SBA standards concerning expected cash flow attributes of loan applicants. AREAS COVERED • Brief case study of Banco Popular’s outcome when failing to use information on hand to test cash flow projections prepared by a third-party loan originator for several loans to same franchise • A review discussion about how cash flows through a business and the importance of identifying the ‘cash cycle’ ahead of reviewing the financial projections • Best practices to break down the applicant’s projection numbers and systematically review them line-by-line to look for flaws or reasoning gaps that can distort results • Identifi... Read more

OVERVIEW This financial management course will help attendees recognize the risks of failing to thoroughly vet the information received from a business loan applicant that project future revenues, profits and cash flows. WHY SHOULD YOU ATTEND Attendees will learn to track cash through a business operation, dissect the cash cycle of the operation and comply with SBA standards concerning expected cash flow attributes of loan applicants. AREAS COVERED • Brief case study of Banco Popular’s outcome when failing to use information on hand to test cash flow projections prepared by a third-party loan originator for several loans to same franchise • A review discussion about how cash flows through a business and the importance of identifying the ‘cash cycle’ ahead of reviewing the financial projections • Best practices to break down the applicant’s projection numbers and systematically review them line-by-line to look for flaws or reasoning gaps that can distort results • Identification of some practical axioms applicable to financial forecasts that will strengthen the context of the numbers for the reviewer WHO WILL BENEFIT • Loan Officers • BDOs • Relationship Managers • Credit Analysts • Loan Underwriters • Loan Processors • Chief Credit Officers (CCOs) • Senior Loan Officers (SLOs) • Loan committee members and other direct lending staff LEARNING OBJECTIVES • Recognize the risks of failing to thoroughly vet the information received from a business loan applicant that project future revenues, profits and cash flows • Identify the principal components that provide essential information needed to determine the viability of the operating forecasts, which play a vital role in loan decisions • Track cash through a business operation and dissect the cash cycle of the operation, separate from the flat numbers typically offered by applicants • Understand the role of financial projections in loan decisions and the environmental factors that can affect the validity of the numbers For more detail please click on this below link: https://goo.gl/WfGzSJ Email: support@trainingdoyens.com Toll Free: +1-888-300-8494 Tel: +1-720-996-1616 Fax: +1-888-909-1882